Nifty 100 TRI: ₹1 Lakh to ₹34.46 Lakh at 16.2% CAGR
Get the Finance newsletter
Daily finance — markets, central banks, M&A, the prints that move money. Free.
- Nifty 100 TRI turned a ₹1 lakh investment from 2003 into ₹34.46 lakh by June 2026, delivering 16.2% CAGR over more than two decades, according to UTI Mutual Fund data
- The index suffered specific steep declines: 61% during the 2008 Global Financial Crisis, 29% during the Euro debt crisis, 21% after 2016 demonetisation, 38% in the 2020 Covid crash, and 17% in both the 2022 global correction and 2025's US-tariff/West-Asia-conflict correction
- Nifty 100 TRI tracks the 100 largest and most liquid companies on India's stock exchanges and accounts for dividends reinvested into it, unlike the standard price index
- UTI Mutual Fund released the figures through its Balanced Hybrid Fund NFO presentation
- Investor psychology cycles with markets: rising prices fuel optimism that escalates to excitement and risk-taking near peaks, while falling prices trigger anxiety, denial, fear, panic, and a desire to exit
- Investors who sell during sharp declines risk missing the subsequent recovery, while those emboldened by sustained rallies may take on excess risk just before a correction, according to the UTI presentation
Why it matters: For retail investors weighing whether to stay the course through Indian market drawdowns, the 23-year Nifty 100 TRI record shows a buy-and-hold stance absorbed 38–61% crashes and still compounded at 16.2% annually — but the data is being circulated by UTI Mutual Fund as part of its Balanced Hybrid Fund NFO presentation, so the resilience story also serves a product-pitch motive.
Ask SkimNews
