Wondering What to Expect for Next Year's Social Security COLA? Here's What History Says Could Be Coming in 2027
Why it matters: A modest COLA plus outperforming index funds could lift retirement income and investment returns.
- Social Security Administration historically raises benefits by a few percent each year, suggesting a likely 2027 COLA in the low‑single‑digit range (per the COLA story).
- Vanguard offers two index funds—Vanguard Total Stock Market Index Fund and Vanguard S&P 500 ETF—that analysts say will beat the S&P 500 over the next ten years (Motley Fool).
- Investors can combine the expected COLA boost with these Vanguard funds to protect purchasing power while chasing higher long‑term returns.
Next year’s Social Security COLA is still a guess, but history points to a modest rise in 2027, while analysts flag two Vanguard index funds that could outpace the S&P 500 over the next decade, giving retirees both inflation protection and growth potential.
