Better launches Bitcoin mortgages with Coinbase
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- Better launched Bitcoin-backed mortgages powered by Coinbase, with The Block reporting the product is now generally available
- The FHFA directed Fannie Mae and Freddie Mac to consider cryptocurrency in mortgage risk assessments and risk-mitigation measures for crypto volatility, with any proposed board changes subject to FHFA review, according to William Pulte
- Newrez announced in January it would recognize certain cryptocurrency holdings when evaluating mortgage applications beginning in February, for both home purchases and refinancing
- The median sales price of a new US home stood at about $400,000 in 2026, remaining near historic highs even as prices have fallen since 2022, per Census Bureau and HUD data compiled by the St. Louis Fed
Why it matters: Better's launch turns Bitcoin-backed mortgages from a concept into a generally available product, arriving as the FHFA orders Fannie Mae and Freddie Mac to weigh crypto in risk assessments while median new-home prices sit near $400,000.
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