Bank strike from Sept 28-30: Will it affect your loan EMI and credit card bill payments? Check details here — SkimNews

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- United Forum of Bank Unions (UFBU) has called a nationwide three-day strike from September 28-30, which could leave branch operations unavailable for up to five consecutive days when combined with the September 26-27 weekend
- State Bank of India and Union Bank of India have issued customer advisories warning of possible disruptions and urging completion of bank-related tasks in advance
- Loan EMI and credit card bill payments can continue via UPI, mobile banking apps, and e-wallets during the strike, with the source noting these digital channels operate round the clock regardless of bank working hours
- ATMs and Automated Deposit and Withdrawal Machines (ADWMs) will remain available for cash requirements, though paying credit card bills in cash at branches would be inconvenient
- Branch-based services requiring physical documents, cheque processing, or staff assistance could face delays if branches are affected by the strike
- UFBU's demands include a five-day banking week, pension updates, a uniform dearness allowance formula for all pensioners, and an option for NPS-covered employees to switch to the old pension scheme
- UFBU claims to represent 90% of the banking workforce and previously staged a nationwide strike on September 11, 2026 over the same demands
Why it matters: UFBU claims to represent 90% of the banking workforce, and this is the second nationwide strike in September over identical demands — suggesting the government has not moved on the five-day work week or pension reforms. Practically, customers can still pay EMIs and credit card bills through UPI and mobile apps, but anyone needing branch services like cheque processing or physical documentation faces disruption across a five-day window including the weekend.
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