Army vs. Temple prediction, odds, time: 2026 Week 4 college football Friday picks by proven model — SkimNews

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- Army is a 3-point favorite over Temple on Friday at 4 p.m. ET at Lincoln Financial Field in Philadelphia, with the total set at 47.5 points.
- The SportsLine Projection Model simulated the matchup 10,000 times and projects 49 combined points, with the Over hitting 51% of the time.
- Army (1-1, 0-1 American) is coming off a 28-24 loss to South Florida on Sept. 12, while Temple (1-2, 0-0 American) dropped a 49-48 decision at Toledo last Saturday.
- Cale Hellums leads Army with 150 passing yards and 2 TDs through the air plus 142 rushing yards and 2 scores on the ground across two games.
- Temple splits QB duties between senior Ajani Sheppard (3 TD passes) and junior Jaxon Smolik (1 TD pass), while sophomore Keveun Mason paces the ground game with 283 yards and 2 TDs on 49 carries.
- The model sits at 22-19 on top-rated college football picks this season after being upgraded for 2026 to better factor in the transfer portal.
Why it matters: Bettors tracking the SportsLine model — on a 22-19 run this season — get a narrow 51% Over projection for Friday's Army-Temple game, with Army a 3-point favorite at Lincoln Financial Field. Army dual-threat QB Cale Hellums and Temple workhorse Keveun Mason (283 rush yards) give both offenses enough to push past 47.5.
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