Oklahoma vs. Georgia prediction, odds, time: 2026 Week 4 college football Saturday picks by proven model — SkimNews

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- Georgia (3-0, 1-0 SEC) hosts Oklahoma (2-1) at Sanford Stadium in Athens on Saturday at 3:30 p.m. ET, coming off a 45-17 road win at Arkansas behind quarterback Gunner Stockton.
- Oklahoma arrives with lopsided wins bookending a 17-10 loss at Michigan, and its offense showed punch in a narrow win over New Mexico led by quarterback John Mateer.
- Georgia is a 13.5-point favorite with an over/under of 43.5 and a -575 money line, per the latest odds, while Georgia running back Nate Frazier is listed as questionable.
- The SportsLine Projection Model, which simulates every FBS game 10,000 times and is 22-19 on top-rated college football picks this season, projects the Over at 43.5, calling for 48 combined points.
- The Over hits in 55% of the model's simulations, and all three of Georgia's games this season have already gone Over the total.
Why it matters: Georgia's 13.5-point spread and 43.5-point total frame this as a marquee SEC matchup where bettors must weigh the Bulldogs' dominant scoring pace — all three games Over the total — against Oklahoma's road-tested resume. The model's Over projection at 55% gives a thin but usable edge for totals bettors, while the money line of -575 means Georgia backers risk roughly $575 to win $100.
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